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Benefit Summary

The following benefits are available to eligible regular full-time and regular part-time employees.  If you have specific questions, please contact Human Resources at (605) 229-8504.

Employee Benefits

Avera Health Insurance

Employees may participate in the Avera Choice Health Plan. The effective date of coverage is the first of the month following thirty days employment.  The employee is responsible for a portion of the monthly premiums.

Dental Insurance

The effective date of coverage is the first of the month following thirty days of employment.  The employee is responsible for a portion of the monthly premium.

Life Insurance

The effective day of coverage is the 1st of the month following 30 days of employment.  The college provides for the full cost of the premium.  The insurance coverage is equal to two times the employee’s base pay.

The Supplemental Life Insurance plan allows employees to purchase additional term life insurance coverage for yourself, your spouse and your children.

Defined Contribution Retirement Plan (001)

A retirement plan that provides a monthly benefit determined by the employee’s account balance when an employee retires.  To be eligible to participate in the Defined Contribution retirement plan through TIAA-CREF, a participant must be age 21 or older, have a year of service and work at least 1,000 hours in that year.  A participant is fully and immediately vested at the time contributions commence.  Employer contributions will be allocated to participants each plan year equal of 3% of compensation.  Participants are eligible for an employer match of 100% of the first 2% of annual pay that the employee contributes to the plan.

Tax-Deferred Annuity Plan (002)

Participation in a Tax-Deferred Annuity Plan through TIAA-CREF is available to employees at any time during their employment for additional pre-tax contributions to the plan subject to annual limitations..

Flexible Compensation Program

The Flexible Compensation Program allows employees to pay for some of their fringe benefit expenses such as insurance premiums, unreimbursed medical expenses and dependent care expenses with “before tax” dollars.  This results in savings for the employee and increased “take home” pay.

Employees are eligible to participate in the plan on the first day of the month following thirty days of employment.

Tuition Remission

A tuition remission benefit is available to regular full-time and regular part-time employees.  (Please refer to the Benefit Supplement to Administration Handbook, Faculty Handbook, and Support Personnel Handbook).

Vacation Benefit

Employees are eligible to accrue vacation from the first day of employment according to the following schedule:

  •    Beginning of employment through the completion of the 4th year – 12days
  •    Beginning of the 5th year through the completion of the 9th year -  15 days
  •    Beginning of the 10th year – 20 days

Holiday Benefit

Employees are eligible for 10 paid holidays each.  Designated holidays are as follows:

  • New Years Day
  • Memorial Day
  • Good Friday
  • Independence Day (July 4th)
  • Labor Day
  • Native American Day
  • Thanksgiving Day
  • Friday after Thanksgiving
  • Christmas Day
  • Personal Holiday

Sick Leave

Employees are eligible to accumulate sick leave hours.  Sick leave for full-time employees accrues at the rate of one day a month from the first day of employment.  Regular part-time employees accrue sick leave hours based on the number of hours worked.  Employees may accrue a maximum of 320 hours sick leave.

Funeral Leave

Paid leave of up to five days per calendar year (not cumulative) may be granted for the death of an immediate family member.

Direct Deposit

Payroll checks are directly deposited into your checking or savings account.

Additional Voluntary Benefits

Long-Term Disability and Long-Term Care

Employees may elect to enroll in the LTD and/or LTC plans with coverage being effective the first of the month following 30 days of employment.  The full cost of the premium is the responsibility of the employee, but may be made through payroll deduction.

Accident Coverage

You are paid benefits to help you with the care and treatment of a covered accidental injury.

Cancer Coverage

Helps you pay some of the direct and indirect costs related to cancer diagnosis and treatment.

Critical Illness Coverage

Pays a lump sum upon diagnosis of a covered critical illness for you to use where it’s needed most.

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